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Credit Note

GST Credit Note Template

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A GST-compliant credit note template for issuing adjustments on returns, post-sale discounts, and billing errors.

Fill your invoice

Original Invoice No
Original Invoice Date
Reason for Credit
Description
HSN
Qty
Rate
Account Name
Account Number
IFSC Code
Bank & Branch
UPI ID (optional)

A credit note under GST is issued by the supplier when the taxable value or tax charged in the original tax invoice is found to be more than what it should have been. This happens in three common scenarios: goods returned by the buyer, post-sale discounts given after the invoice was issued, and corrections to billing errors where the price or tax was overcharged. Under Section 34 of the CGST Act, a credit note must reference the original invoice and clearly state the reason for adjustment. The credit note reduces the output tax liability of the supplier and correspondingly reduces the input tax credit of the recipient. This template is designed to handle all these scenarios with proper references and calculations. It includes the original invoice number and date, the reason for credit (selectable from common reasons), and the revised calculation showing the difference in value and tax. The template ensures that the credit note serial number follows a separate sequential series from regular invoices, as recommended by GST guidelines. A critical compliance point: credit notes must be declared in GSTR-1 for the month they are issued and must be issued before September 30 of the following financial year or the date of filing the annual return, whichever is earlier.

Who is this template for?

Any GST-registered business that needs to issue credit notes for goods returns, post-sale discounts, or invoice corrections. Commonly used by manufacturers, traders, e-commerce sellers (for returns), service providers adjusting previous bills, and any business that overcharged on a previous invoice.

How to customize this template

Step 1: Enter your business details and GSTIN. Step 2: Enter a unique credit note number (use a separate series like CN-001). Step 3: Reference the original invoice number and date. Step 4: Select the reason for credit. Step 5: Enter the items being credited with the original amounts and revised amounts. Step 6: The template calculates the differential value and tax. Step 7: Get buyer acknowledgment if possible. Step 8: Declare in GSTR-1 for the relevant month.

Compliance Notes

Section 34(1) of CGST Act mandates credit notes when taxable value or tax exceeds actual. Time limit: must be issued before September 30 following the end of the financial year in which supply was made, or the date of furnishing annual return, whichever is earlier. Must be declared in the return for the month in which it is issued. The recipient must reduce their ITC by the credit note amount. E-invoicing applies to credit notes for businesses above Rs 5 crore turnover.

Frequently Asked Questions

Issue a credit note when: goods are returned by the buyer, you give a post-sale discount after the invoice, the invoice had errors (overcharged price or wrong tax rate), or defective goods are returned. The credit note reduces your output tax liability.

A credit note must be issued before September 30 of the financial year following the year of original supply, or the date of filing the annual return (GSTR-9), whichever is earlier. For example, for an invoice dated January 2025, the credit note must be issued by September 30, 2025.

Yes. Under Section 34(2), when a credit note is issued, the recipient must reduce their input tax credit by the amount of tax mentioned in the credit note. This adjustment should be made in the return for the month in which the credit note is received.

[Your Business Name]
[Address]
GSTIN: [Your GSTIN]
Credit Note
No: INV-001
Date: 04 Apr 2026
Bill To
[Customer Name]
DescriptionHSNQtyRateAmount
[Item 1]----1₹0.00₹0.00
[Item 2]----1₹0.00₹0.00
[Item 3]----1₹0.00₹0.00
Subtotal₹0.00
CGST @ 9%₹0.00
SGST @ 9%₹0.00
Total₹0.00
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Fields Included

Supplier NameGSTINCredit Note NoDateOriginal Invoice NoOriginal Invoice DateRecipient NameRecipient GSTINReason for CreditDescriptionHSN/SACOriginal QtyOriginal ValueRevised QtyRevised ValueDifferential ValueCGST/SGST/IGST AdjustmentNet Credit Amount

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