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What is GetPaidly? WhatsApp-Native Payment Collection for Indian Businesses

GetPaidly is a WhatsApp-based payment reminder tool that helps businesses track dues, send auto-reminders with UPI links, and collect payments faster. Free to start.

GetPaidly Team
GetPaidly Team
March 28, 2026

You run a business. You sell goods on credit. You have a register book - or maybe a spreadsheet - with names, amounts, and due dates. Every week, you spend hours making phone calls, sending WhatsApp messages one by one, and hoping your buyers pay on time.

Some do. Many do not. And the ones who do not? They need 3-4 follow-ups before the money shows up.

GetPaidly eliminates this entire problem. It is a WhatsApp-based tool that tracks your outstanding payments, sends automatic reminders with UPI payment links, and verifies payments with AI - all inside WhatsApp. No app to download. No software to learn. If you can send a WhatsApp message, you can use GetPaidly.

How It Works - 3 Steps, 30 Seconds

1Save the number, send 'Hi'

Save GetPaidly's WhatsApp number and send a message. You are onboarded in 30 seconds. No forms, no passwords, no app download.

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2Tell us who owes you

Type naturally: 'Sharma Steel 45000 due 15 days.' Or send a voice note in Hindi, English, or Hinglish. The AI understands everything.

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3We handle the rest

Automatic reminders go out at the right times. Every reminder has a UPI link. When the buyer pays, AI verifies the payment. You just watch money come in.

That is it. No training, no onboarding calls, no implementation timeline. You start collecting payments faster in the time it takes to send three WhatsApp messages.

What GetPaidly Does

Automatic WhatsApp Reminders

Once you add a due, GetPaidly sends reminders automatically at 6 touchpoints: 7 days before, 3 days before, on the due date, 1 day late, 3 days late, and 7 days late. The tone escalates naturally - friendly at first, firm when overdue.

You never have to remember a due date again. You never have to manually send a follow-up. The system runs on autopilot.

Every reminder message includes a one-tap UPI payment link. Your buyer taps the link, selects GPay or PhonePe or Paytm, enters their PIN, and payment is done. The friction between "I should pay this" and "payment completed" is reduced to 10 seconds.

This single feature increases collection rates by 40% compared to reminders without payment links. When paying is easy, people pay.

AI Payment Verification

When a buyer sends a payment screenshot on WhatsApp, GetPaidly's AI reads the image - extracting the UTR number, amount, recipient name, and date. If everything matches, the transaction is automatically marked as paid.

No more manually checking bank statements. No more cross-referencing screenshots with your register. AI handles it in seconds.

Voice Note Entry

Many Indian business owners are more comfortable speaking than typing - especially while driving or at the shop counter. With GetPaidly, you can add transactions by sending a voice note:

"Ratan Traders se 17000 lena hai 20 din baad"

The AI transcribes and understands Hindi, English, Hinglish, Gujarati, and Marathi. It extracts the name, amount, and due date from your natural speech and creates the transaction automatically.

Smart Escalation

Not every buyer responds to the first reminder. GetPaidly's escalation system automatically increases the urgency of reminders over time. The first reminder is a gentle heads-up. By the 7-day overdue mark, the tone is direct and includes a request for payment proof.

The escalation is designed to mimic what a skilled collections person would do - but it runs automatically for every single buyer, every single time.

Buyer Self-Service

Your buyers can check their own balance by messaging GetPaidly on WhatsApp. They type "balance" or "kitna pending hai" and immediately get a summary of all their outstanding dues with you.

This saves you from phone calls where buyers ask "how much do I owe?" It also creates transparency that builds trust in the business relationship.

AI Cash Flow Forecast

GetPaidly uses AI to predict your cash flow for the next 7, 14, and 30 days - based on your outstanding dues, each buyer's payment history, and seasonal patterns. You can see at a glance whether you will have enough cash coming in to cover your expenses.

The forecast also identifies your highest-risk buyers - the ones who are most likely to default - so you can take action before it is too late.

Dashboard

While everything works through WhatsApp, GetPaidly also includes a web dashboard at getpaidly.com/dashboard. The dashboard shows:

  • All transactions and their status (paid, pending, overdue)
  • Buyer contacts and their payment history
  • Cash flow overview and AI forecast
  • Activity log of all reminders sent and responses received
  • Export to Excel for your accountant

The dashboard is for monitoring and analysis. The day-to-day work - adding dues, sending reminders, collecting payments - all happens on WhatsApp.

Who Is GetPaidly For?

Industries Using GetPaidly

Business TypeCommon ProblemHow GetPaidly Helps
Wholesalers & Distributors50-200 buyers, crores in outstanding, manual trackingAutomated reminders to all buyers, UPI links, AI forecast
ManufacturersLarge invoices, long payment cycles, credit riskSmart escalation, buyer credit scoring, cash flow prediction
Traders (Steel, Textile, Grain)Register book tracking, phone call follow-upsVoice note entry in Hindi, digital ledger, auto-reminders
FMCG DistributorsHigh volume, small amounts, many buyersBulk reminders, UPI links, payment verification at scale
Service ProvidersProject-based billing, milestone paymentsTrack partial payments, send milestone reminders
Freelancers & ConsultantsAwkward follow-ups with clientsProfessional auto-reminders that maintain the relationship

If you sell on credit and have more than 5 buyers, GetPaidly saves you time and gets you paid faster.

Pricing

GetPaidly Plans

FeatureFree (₹0)Pro (₹299/mo)Business (₹999/mo)
Transactions per month20UnlimitedUnlimited
Contacts5UnlimitedUnlimited
RemindersManualAutomaticAutomatic
UPI payment links✗✓✓
AI cash flow forecast✗✓✓
Voice note entry✗✓✓
Payment verification✗✓✓
Statement PDF✗✓✓
Excel export✗✓✓
GST invoices✗✗✓
Team members✗✗Coming soon
API access✗✗✓
Priority support✗✗✓

Start free. Upgrade when you see the money coming in.

30-day free trial on Pro

Not sure if Pro is worth it? Try all Pro features free for 30 days. No credit card required. If it does not pay for itself in collected payments within the first month, you have lost nothing.

What Makes GetPaidly Different?

You might be thinking: "There are already apps like Khatabook and OkCredit. Why GetPaidly?"

Fair question. Here is the difference:

Khatabook and OkCredit are digital ledgers. They help you record transactions. They replaced your register book with an app. But they do not actively help you collect payments. You still have to manually follow up with each buyer.

GetPaidly is a payment collection tool. Recording the transaction is just step one. GetPaidly then sends automatic reminders, includes UPI payment links, verifies payments with AI, and gives you a cash flow forecast. The focus is not on tracking - it is on getting you paid.

And it lives entirely on WhatsApp. No app to download, no new software to learn. Your buyers do not need to install anything either. They receive reminders and pay via UPI - all inside the WhatsApp they already use every day.

CapabilityRegister BookKhatabook / OkCreditGetPaidly
Record transactions✓ (pen & paper)✓ (app)✓ (WhatsApp + dashboard)
Auto payment reminders✗✗✓
UPI payment links✗✗✓
AI payment verification✗✗✓
Voice note entry✗✗✓
Cash flow forecast✗✗✓
Buyer self-service balance✗✗✓
No app download needed✓✗ (both parties need app)✓
Works in Hindi/Hinglish✓✓✓
CostFreeFree (basic)Free (20 txns/mo)

Languages Supported

GetPaidly's WhatsApp bot understands and responds in:

  • English - full support
  • Hindi - full support including Devanagari script
  • Hinglish - the mix of Hindi and English that most Indian businesses actually speak
  • Gujarati - for the massive trader community in Gujarat and Mumbai
  • Marathi - for businesses in Maharashtra
  • Portuguese - for our growing user base in Brazil

More languages are coming as we expand to new markets.

Security and Privacy

Your business data is sensitive. Here is how GetPaidly protects it:

  • All data encrypted in transit (HTTPS/TLS) and at rest
  • Official WhatsApp Business API - not unofficial tools or scrapers
  • No data sharing - we never share your data with third parties
  • You control your data - delete contacts, transactions, or your entire account at any time
  • Buyer consent - buyers can opt out of reminders by typing "STOP"

Get Started in 30 Seconds

There is nothing to install, nothing to configure, and nothing to pay upfront.

1Save the number

Save GetPaidly's WhatsApp number in your contacts

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2Send 'Hi'

Open WhatsApp, send a message. You are onboarded instantly.

→
3Add your first due

Type: 'Sharma Steel 45000 due 15 days' - and you are live.

Your first automatic reminder goes out in 8 days. Your first payment comes in shortly after. And you never have to make an awkward collections phone call again.

30 seconds
Setup Time
From first message to first automated reminder - no app, no forms, no passwords
getpaidlypayment-collectionwhatsappupismall-businessindiaautomation

Ready to collect payments faster?

Set up GetPaidly in 30 seconds. No app needed.

Try Free on WhatsApp

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